Annapolis, MD
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Rancher, Split Foyer, Split Level, or Cape Cod? Style Cheat Sheet
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Half of Anne Arundel County calls a split foyer a split level. They are not the same house. And if you are searching listings or trying to describe what you want to an agent, the […]
Just Listed: 4254 Chapel Rd, Perry Hall, MD 21128
Every so often a house comes on the market in Baltimore County that does something the new construction down the road simply cannot do. It sits on real land. It has no HOA telling you what color to paint the shutters or where to park your boat. And it was built back when framing lumber […]
Should Maryland Sellers Get a Pre-Listing Inspection?
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Two decisions come up before every Maryland listing, and most sellers make both of them without thinking much about either. Should you get your own inspection before you list? And on the Maryland disclosure form, […]
Selling a Home on Well and Septic in Anne Arundel County?
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. A big share of this county is on private well and septic. Pasadena, Davidsonville, Crownsville, south county, and pockets everywhere else. If that is you, there are five things to handle before your house hits […]
What It Really Costs to Sell a House in Anne Arundel County
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Every seller asks me the same question early: what do I actually walk away with? It is a fair question and most online calculators answer it badly. So here is the straight version for Anne […]
The Maryland Landlord Compliance Guide for 2026
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Maryland changed two significant landlord rules in the last two years, and I still meet owners who are out of compliance with both. If you own rental property in Maryland, particularly if you became a […]
Selling an Inherited Home in Maryland: A 2026 Guide
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Selling a parent’s house is not a normal transaction. There is grief in the room, there are often siblings with different opinions, and there is a legal process that has to happen in a specific […]
Annapolis Neighborhoods: A Buyer’s Guide
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Annapolis is a small city that behaves like a dozen different housing markets. A brick townhouse on a colonial street, a bungalow across the creek with a boat in the backyard, a mid-century rancher on […]
What Anne Arundel County Waterfront Buyers Need to Know
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Here is a conversation I have had more times than I would like. A buyer closes on a waterfront property in Anne Arundel County. Six months later they want to add a deck, expand the […]
Buying a Home on Well and Septic in Anne Arundel County
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. A large share of Anne Arundel County is not on public water and sewer. Davidsonville, Crownsville, much of south county, parts of Pasadena and the Broadneck peninsula, and scattered pockets everywhere else run on private […]
The Top-Rated Residential Communities in Anne Arundel County, Maryland
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Anne Arundel County has more genuinely good places to live than almost any county in Maryland, which is a nice problem and a real one. Buyers arrive expecting to compare three or four options and […]
Anne Arundel County Real Estate Taxes
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Taxes are the part of an Anne Arundel County purchase that buyers understand least and get surprised by most. There are actually five separate taxes in play, they hit at different times, and two of […]
What Are Home Prices in Anne Arundel County Right Now? A 2026 Breakdown
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. The honest answer to this question starts with a caveat: there is no single Anne Arundel County home price, and any article that gives you one number without telling you which submarket is doing you […]
Multiple Offers in Maryland: How to Generate Them and Manage Them
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. A multiple offer situation is the best thing that can happen to a seller, and it is also where the most money gets left on the table. I have watched sellers with four offers in […]
Pricing Strategies That Sell a Maryland Home Fast: The Mechanics
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Price is the single highest leverage decision in your entire sale. Not the paint color, not the staging, not the flyer. Price determines how many buyers see your listing, how fast they act, and whether […]
How to Sell a Home Over Asking Price in Maryland
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Selling above asking price is not luck, and it is not a hot market doing you a favor. It is a manufactured outcome, and there is a specific mechanism behind it. Here is the mechanism, […]
How to Find Out What Your Maryland Home Is Worth: Step by Step Process
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Most people go about this in the wrong order. They check an online estimate, they either like it or they do not, and then they either act on a number that has never seen their […]
Appraised Value vs Market Value in Maryland
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Two numbers get attached to every financed home sale in Maryland, and people use the words interchangeably right up until the moment they diverge. Then it becomes the most important distinction in the transaction. Market […]
Home Valuation in Maryland: AVMs, CMAs, and Appraisals
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. There are three ways to put a number on a Maryland house, and they are not competing versions of the same thing. They are three different instruments built for three different jobs, and most of the confusion I see from homeowners comes […]
The Maryland Housing Market in 2026
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. I get a version of the same question every week: should I wait? It is a fair question and it deserves an answer built on data rather than on whatever a headline said this morning. […]
The Best Places to Live in Maryland in 2026
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Every “best places to live in Maryland” list I have read makes the same mistake. It ranks communities against each other as if there were one correct answer, when the actual answer depends entirely on […]
Moving to Maryland from Another State: Complete 2026 Relocation Guide
By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. I have helped a lot of people move to Maryland sight unseen. Navy and Air Force families on PCS orders with a report date they cannot negotiate. Defense contractors chasing a Fort Meade or NSA […]
How Long Does It Take to Sell a Home in Maryland in 2026?
By Adam Chubbuck How Long Does It Take to Sell a Home in Maryland in 2026? A Breakdown by County, Price Range, and Season By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. Every seller asks me the same question in the first ten […]
15 Maryland Home Seller Tips for 2026
By Adam Chubbuck 15 Maryland Home Seller Tips for 2026 That Actually Move the Needle on Price By Adam Chubbuck, Team Leader, Team Alpha Charlie of Douglas Realty. Retired U.S. Navy Chief. Licensed in Maryland and Virginia. In the Navy, I learned a plan you can actually execute beats a plan that looks impressive on a briefing slide. Selling a […]
First-Time Homebuyer Maryland: The Complete 2026 Guide
By Adam Chubbuck First-Time Homebuyer Maryland: The Complete 2026 Guide If you’re a first-time homebuyer in Maryland, 2026 brings a competitive market, a wide range of state and county assistance programs, and more buying power than most people expect, if you know where to look. Prices across the Baltimore-Annapolis corridor remain strong, and while that […]
How to Sell a Home in Maryland: The Complete 2026 Seller’s Guide
By Adam Chubbuck How to Sell a Home in Maryland: The Complete 2026 Seller’s Guide Quick answer: Selling a home in Maryland takes most sellers about 60 to 90 days from listing to settlement, split roughly into two to six weeks of market time and 30 to 45 days of contract-to-close processing. The four things that […]
Maryland First-Time Homebuyer Programs in 2026
By Adam Chubbuck Maryland First-Time Homebuyer Programs in 2026: MMP Down Payment Assistance, SmartBuy, Federal Loans, and How to Actually Qualify I have closed more than 350 homes over the last five years across the Baltimore to Annapolis corridor, and I can tell you exactly where most first-time buyers lose money: they find the house […]
How Do I Start the Home Buying Process in Annapolis MD?
By Adam Chubbuck How Do I Start the Home Buying Process in Annapolis MD? If you’re asking how do I start the home buying process in Annapolis MD, the answer begins well before you browse a single listing: budget first, get pre-approved, research state and county assistance programs, and then find the right agent. Most Annapolis […]
What Is It Really Like to Buy a Home in Annapolis Maryland?
By Adam Chubbuck What Is It Really Like to Buy a Home in Annapolis Maryland? If you’re wondering what it’s really like to buy a home in Annapolis, Maryland, the city delivers something genuinely difficult to replicate: waterfront charm, a walkable historic downtown, and commutes that actually work. But the market is more competitive and […]
Annapolis MD Real Estate Guide for Buyers and Sellers
By Adam Chubbuck Annapolis MD Real Estate Guide for Buyers and Sellers Annapolis is one of Maryland’s most layered real estate markets, and a generic overview simply doesn’t cut it here. History, water access, school feeder zones, and rapid price movement all converge inside a small geographic footprint. The difference between a smart purchase and […]
Waiting for the “Perfect” Maryland Housing Market? 2026 Numbers
By Adam Chubbuck Waiting for the “Perfect” Maryland Housing Market? Here’s What the 2026 Numbers Actually Say A data-driven look at interest rates, inventory, prices, and buyer competition across the Baltimore-Annapolis corridor, and what they mean for your move. I hear the same thing almost every week from buyers along the Baltimore-Annapolis corridor: “We’re going to […]
Is It Finally Becoming a Buyer’s Market in Anne Arundel County?
By Adam Chubbuck Is It Finally Becoming a Buyer’s Market in Anne Arundel County? Here’s What Buyers Need to Know I get some version of this question every week now. Sometimes it’s a first-time buyer in Glen Burnie who has been watching listings sit. Sometimes it’s a Navy family with PCS orders to the Naval […]
VA Loan Myths That Keep Veterans From Buying a Home
By Adam Chubbuck VA Loan Myths That Keep Veterans From Buying a Home: Six Lies That Cost You Real Money I spent my career in the United States Navy and retired as a Chief. Then I went into Real Estate full time, and over the last five years I have closed more than 350 homes. […]
21 Annual Events Every Anne Arundel County Resident Should Experience
By Adam Chubbuck I have lived and worked in this county long enough to know it by its calendar. Not by the months on a wall, but by the traffic on Generals Highway in October, the masts stacked up at City Dock, the smell of steamed crabs coming off a stadium parking lot in August, […]
Living on the Water: What Makes Anne Arundel County So Desirable?
By Chris Donis Ask ten people why they moved to Anne Arundel County and you’ll hear a version of the same answer: the water. Not just the Chesapeake Bay itself, but the rivers, creeks, and coves that reach inland and pull the whole rhythm of life toward the shoreline. Around here, “living on the water” […]
Downtown Annapolis:10 Hidden Gems Every AA County Local Should Explore
By Chris Donis Most people who visit our county never make it past City Dock and Main Street. And I get it — historic Annapolis is beautiful, and the waterfront earns every bit of its reputation. But after living, working, and selling Real Estate across this area for years, I can tell you the best […]
Maryland Home Buying Costs First-Time Buyers Forget to Budget For
By Chris Donis If you’ve been house hunting in Anne Arundel County, Montgomery County, Howard County, or Baltimore County, you’ve probably spent plenty of time calculating your monthly mortgage payment. That’s important—but it’s only part of the picture. One of the biggest surprises for first-time buyers isn’t qualifying for the loan. It’s discovering there are […]
Waterfront Dreams on a Realistic Budget
By Adam Chubbuck Waterfront Dreams on a Realistic Budget Yes, you can afford a waterfront home. The buyers who pull it off plan for the full cost of ownership from day one and stay flexible on what “waterfront” actually means to them. Trade open-bay frontage for a quiet creek, or a bigger house for a […]
The Ultimate Guide to Annapolis Farmers Markets (2026)
By Adam Chubbuck The Ultimate Guide to Annapolis Farmers Markets (2026): Where Locals Shop, Eat, and Gather There’s a certain kind of Saturday morning around here that you can’t fake. The light is still soft over the Severn, the coffee’s hot, and half of Annapolis is standing under a pavilion off Riva Road deciding between […]
Annapolis by the Seasons: When the City Truly Shines
By Adam Chubbuck Annapolis by the Seasons: When the City Truly Shines There’s a moment, usually right around the first warm Saturday in spring, when you can stand on the Eastport bridge and watch the masts of a hundred sailboats catch the morning light over Spa Creek. The air smells like salt and fresh paint […]
Why So Many Military Families Choose Annapolis
By Adam Chubbuck Key Takeaways Annapolis sits at the center of the Mid-Atlantic military map. It’s home to the U.S. Naval Academy and Naval Support Activity (NSA) Annapolis, with reasonable commutes to Fort Meade, Joint Base Andrews, Washington, D.C., and Baltimore. The location works for dual-military and multi-assignment households. One address can cover orders that move you […]
The Different Types of Home Financing — Explained Plainly for Buyers and Sellers
By Adam Chubbuck | Team Leader, Team Alpha Charlie | Douglas Realty | Serving Pasadena, MD, Annapolis, Hanover, and Anne Arundel County The financing conversation is the one that either sets a buyer up to win or quietly costs them the home before they ever make an offer. I’ve walked a lot of buyers through […]
What $600K, $900K, and $1.5M Get You in Annapolis Right Now
By Adam Chubbuck | Team Leader, Team Alpha Charlie | Douglas Realty | Serving Pasadena, MD, Annapolis, and Anne Arundel County The question I get asked more than almost any other from buyers in the Annapolis and Pasadena, MD area sounds simple: “What does our budget actually buy us?” They’ve browsed Zillow. They’ve done the […]
Waterfront vs. Non-Waterfront Homes in Annapolis and Pasadena, MD: What’s the Real Price Difference in 2026?
By Adam Chubbuck | Team Leader, Team Alpha Charlie | Douglas Realty | Serving Pasadena, MD, Annapolis, and Anne Arundel County Here’s a conversation I have regularly with homeowners in Pasadena, MD and the Annapolis area: someone owns a home two streets back from the water, their neighbor on the waterfront just sold for significantly […]
Is the Annapolis Real Estate Market Still Competitive in 2026?
By Adam Chubbuck | Team Leader, Team Alpha Charlie | Douglas Realty | Serving Pasadena, MD, Annapolis, and Anne Arundel County You’ve been watching the market for months, maybe longer. Some homes go under contract in a week. Others sit for six weeks, drop their price, and then sit some more. Your brother-in-law tells you […]
PCS to Maryland? A Veteran’s Guide to Buying Near Ft Meade & Annapolis
By Adam Chubbuck PCS to Maryland? A Veteran’s Guide to Buying a Home Near Fort Meade & Annapolis If you’ve got orders to Fort George G. Meade or you’re heading toward the U.S. Naval Academy in Annapolis, you’re probably juggling the same questions every military family faces: Where should we live that balances commute, schools, and lifestyle? How […]
